Making money is only half of the battle. Whether you are now with your first job ever or reassessing your finances, keeping track of your income and expenses helps you budget and make the most of your money. Please take advantage of the resources below to identify and assist with your financial goals.
Bill Calendar - Make one before bills surprise you!
Money & Budgeting
Beginner Bill Tracker Worksheet - to prevent that bill you forgot to pay…
A free Word version of the Beginner Bill Tracker Worksheet that you can edit
2. Simple Budget Worksheet for New Grads - Congratulations on your new position! Now it is time to budget and make sure your money goes to the right place.
A simple way for new grads to keep track of their income and living expenses, to make sure they are saving money each month.
3. Free Monthly Bill Calendar
An easy way for you to keep track of your monthly expenses.
4. Bank Comparison Worksheet
Not everyone wears the same shoes, not everyone needs the same bank, Here is a worksheet you can use to compare local banks and figure out which one is best for you and your needs. Maybe one offers interest on checking, maybe another offers minimal overdraft fees. Using your needs, assess the benefits of each local bank and compare.
A guide to evaluate and compare banks before opening an account.
FINANCIAL DISCLAIMER
The financial and budgeting information on Steady Adulting is for general educational purposes only. It does not constitute individualized financial, investment, tax, accounting, insurance, credit, or legal advice.
Financial circumstances, laws, fees, eligibility requirements, interest rates, and program terms may vary and change over time. Before making significant financial decisions, verify current information and consult a qualified professional as needed.
Steady Publishing, L.L.C. and Steady Adulting do not guarantee any specific financial results from the use of information, worksheets, calculators, or examples on this website.
Money and Banking
Money management is not only about how much you earn. It is also about knowing what is due, what fees to avoid, what contracts actually cost, and how to make spending decisions before your account is empty. This section breaks down everyday money skills like bill calendars, bank accounts, credit cards, budgeting, rent costs, subscriptions, debt, and ways to save without feeling deprived.